How To Keep Safe Your Internet Banking….
By at December 20, 2009 | 10:18 pm | Print
According to Gartner estimates almost 2 million people in the US have had money stolen from their bank accounts. The average loss was $1200, with a total of more than $2 billion in losses for the year.So it is challenge for us to how to keep the money in our bank account safe whether online or offline.
Some Tips To Deal With This Problem:
1. When you visit the bank’s site, make sure that the page where you type your info always starts with https: The ’s’ means that the URL is on a secure server. Never type confidential information or passwords into a non-secure page.
2.Don’t be tempted to do your online banking in the library or the local Internet cafe. You have no way of knowing who has access to that information — or how they’ll treat it.
Plus, there may be keystroke loggers on the computer, which make it very easy for a thief to steal your private information.
A keystroke logger is a hardware device or software program that monitors each keystroke a user types on the keyboard. This information can then easily be transmitted to the scammer, who then can have access to user names, passwords, and other confidential information.
3.Don’t ever try to access your account through an emailed link — no matter how much that email looks like it came from your bank.
These kinds of emails that request you to log into your bank account are most likely ‘phishing’ scams.
Plus, don’t give out any personal information if someone who claims to be from your bank contacts you, by email or by phone.
4.. If you are doing online banking, your computer should have the following software installed:
- A firewall. Firewalls ‘block the door’ to your computer so ‘hackers’ can’t access the information on your hard drive. To learn more about firewalls, click here.
- Spyware blockers. Spyware is any program that secretly downloads onto your system when you access the Internet, often through pop-up ads or attachments.